1. INTRODUCTION

The Financial-loans Privacy Policy applies to the use of the Site and its terms are incorporated in these Terms of Use by this reference.

All personal data that we process about you are processed in accordance with our Privacy Policy and by using our site for sending personal information you consent to this processing and you guarantee that the information you provide is accurate.

By using the Site, you acknowledge and agree that Internet transmissions are never completely private or secure. You understand that any message or information you send to the Site may be read or intercepted by others, despite efforts by Financial-loans to secure such broadcasts.

Logos, trademarks, images, etc. are the property of Mutualoan unless otherwise specified and may not be copied, used, linked, distributed, etc.

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2. Access to our site

Access to the Site is permitted on a temporary basis and we reserve the right to withdraw or change the service we provide on the Site without prior notice (see below). We are not liable if the site is unavailable at any time or for a certain period for any reason.

From time to time, we may restrict access to some parts of the site or the entire site to users who have registered with us.

If you choose or receive a user identification code, password or other information as part of our security procedures, you must treat such information as confidential and you must not disclose it to third parties. We have the right to disable any user identification code or password chosen by you or assigned by us at any time if you believe that you have not complied with the terms of these terms of use.

You are responsible for making all necessary arrangements to gain access to the Site. You are also responsible for ensuring that all persons who access the Site through your internet connection are aware of these conditions and that they comply with them.

3. Website security

You may not misuse the Site by knowingly introducing viruses, Trojan horses, worms, logical bombs or other material that is harmful or technologically harmful. You may not attempt to gain unauthorized access to the Site, the server on which the Site is stored or any server, computer or database connected to the Site. You may not attack the Site through a denial-of-service attack or a distributed denial-of-service attack.

By violating this provision, you commit an offense under the Computer Misuse Act 1990. We will report such breaches to the relevant law enforcement authorities and we will cooperate with those authorities by disclosing your identity to them. In the event of such breach, your right to use the Site will be terminated immediately.

We are not liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically damaging material that may infect your computer equipment, computer programs, data or other proprietary material as a result of your use of the site or when downloading of material posted on it, or on a website linked to it.

4. COOKIES

This site uses cookies – small text files that are placed on your machine to help the site provide a better user experience. In general, cookies are used to retain user preferences, store information for things like shopping carts, and provide anonymized tracking data to third party applications like Google Analytics. Cookies generally exist to make your browsing experience better. However, you may prefer to disable cookies on this site and on others. The most effective way to do this is to disable cookies in your browser. We suggest consulting the help section of your browser.

NECESSARY COOKIES (ALL SITE VISITORS)
  • cfduid: Is used for our CDN CloudFlare to identify individual clients behind a shared IP address and apply security settings on a per-client basis. See more information on privacy here: CloudFlare Privacy Policy.
  • PHPSESSID: To identify your unique session on the website.
NECESSARY COOKIES (ADDITIONAL FOR LOGGED IN CUSTOMERS)
  • wp-auth: Used by WordPress to authenticate logged-in visitors, password authentication and user verification.
  • wordpress_logged_in_{hash}: Used by WordPress to authenticate logged-in visitors, password authentication and user verification.
  • wordpress_test_cookie Used by WordPress to ensure cookies are working correctly.
  • wp-settings-[UID]: WordPress sets a few wp-settings-[UID] cookies. The number on the end is your individual user ID from the users database table. This is used to customize your view of admin interface, and possibly also the main site interface.
  • wp-settings-[UID]:WordPress also sets a few wp-settings-{time}-[UID] cookies. The number on the end is your individual user ID from the users database table. This is used to customize your view of admin interface, and possibly also the main site interface.
5. WHO HAS ACCESS TO YOUR DATA

If you are not a registered client for our site, there is no personal information we can retain or view regarding yourself.

If you are a client with a registered account, your personal information can be accessed by:

  • Our system administrators.
  • Our supporters when they (in order to provide support) need to get the information about the client accounts and access.
6. Disclaimers

Financial-loans Delegation does not promise that the Site or any content, document or feature of the Site will be error free or uninterrupted, or that any defects will be corrected or that your use of the Site will produce specific results

The material on the Site may contain technical inaccuracies or typographical errors. The site and its contents are delivered on an “as-is” and “as-available” basis. All information on the Site is subject to change without notice. Les Rozen can not guarantee that files, documents or other data that you download from the Site are free of viruses or contamination or destructive functions.

Financial-loans rejects all warranties, express or implied, including guarantees of accuracy, non-infringement, marketability and fitness for a particular purpose.

Financial-loans accepts no liability whatsoever for the actions, negligence and behavior of third parties in connection with or related to your use of the Site. You assume full responsibility for your use of the Site and all linked sites.

7.Our liability

The material displayed on our site is provided without any guarantees, conditions or guarantees with respect to its accuracy. To the extent permitted by law, we expressly exclude other members of our group of companies and third parties that are related to:

All conditions, guarantees and other conditions that could otherwise be implied by statutes, common law or the law of fairness.
Any liability for any direct, indirect or consequential damages incurred by a user in connection with our site or in connection with the use, the inability to use, or the results of the use of our site, all linked websites and posted materials on it, including:
loss of income or income;
loss of business;
loss of profits or contracts;
loss of expected savings;
loss of data;
loss of goodwill;
wasted management or office time; and
whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable, provided that this condition does not prevent claims for loss or damage to your tangible property or other direct loss claims that are not excluded by any of the categories mentioned above.

This does not affect our liability for death or personal injury resulting from our negligence, nor our liability for fraudulent misrepresentation or misrepresentation of a fundamental issue, nor any other liability that can not be excluded or limited under applicable law.

8. SECURITY MEASURES

We use the SSL/HTTPS protocol throughout our site. This encrypts our user communications with the servers so that personal identifiable information is not captured/hijacked by third parties without authorization.

In case of a data breach, system administrators will immediately take all needed steps to ensure system integrity, will contact affected users and will attempt to reset passwords if needed.

9. YOUR DATA RIGHTS
GENERAL RIGHTS

If you have a registered account on this website or have left comments, you can request an exported file of the personal data we retain, including any additional data you have provided to us.


You can also request that we erase any of the personal data we have stored. This does not include any data we are obliged to keep for administrative, legal, or security purposes. In short, we cannot erase data that is vital to you being an active customer (i.e. basic account information like an email address).

If you wish that all of your data is erased, we will no longer be able to offer any support or other product-related services to you.

10. Compensation

By using the Site, you agree to defend, indemnify and hold harmless against any loss, claims, damages, costs and expenses (including reasonable legal and accounting costs) that may be required to pay the Redemption that arises from or arising from your use of the site, the content or your violation of these Terms of Use. Financial-loans reserves the right to accept at its own expense or to participate in the investigation, handling and defense of such actions or claims.

11. RELEASE OF YOUR DATA FOR LEGAL PURPOSES

At times it may become necessary or desirable to ThemeREX, for legal purposes, to release your information in response to a request from a government agency or a private litigant. You agree that we may disclose your information to a third party where we believe, in good faith, that it is desirable to do so for the purposes of a civil action, criminal investigation, or other legal matter. In the event that we receive a subpoena affecting your privacy, we may elect to notify you to give you an opportunity to file a motion to quash the subpoena, or we may attempt to quash it ourselves, but we are not obligated to do either. We may also proactively report you, and release your information to, third parties where we believe that it is prudent to do so for legal reasons, such as our belief that you have engaged in fraudulent activities. You release us from any damages that may arise from or relate to the release of your information to a request from law enforcement agencies or private litigants.

Any passing on of personal data for legal purposes will only be done in compliance with laws of the country you reside in.

12. Age

The services and products we offer on the Site are only intended for people over the age of 18 and the information on the Site is not an invitation to customers who are under 18 years old to purchase services or products. All transactions for the provision of services concluded through the Site are governed by the Terms of Use.

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